1 Supply Summary 1.1 Refinancing Introduction 1.2 World Refinancing Market Size & Forecast (2017 & 2021 & 2028) 1.3 World Refinancing Total Market by Region 1.3.1 World Refinancing Market Size by Region (2017-2028) 1.3.2 United States Refinancing Market Size (2017-2028) 1.3.3 China Refinancing Market Size (2017-2028) 1.3.4 Europe Refinancing Market Size (2017-2028) 1.3.5 Japan Refinancing Market Size (2017-2028) 1.3.6 South Korea Refinancing Market Size (2017-2028) 1.3.7 ASEAN Refinancing Market Size (2017-2028) 1.3.8 India Refinancing Market Size (2017-2028) 1.4 Market Drivers, Restraints and Trends 1.4.1 Refinancing Market Drivers 1.4.2 Factors Affecting Demand 1.4.3 Refinancing Major Market Trends 1.5 Influence of COVID-19 and Russia-Ukraine War 1.5.1 Influence of COVID-19 1.5.2 Influence of Russia-Ukraine War 2 World Refinancing Companies Competitive Analysis 2.1 World Refinancing Revenue by Player (2017-2022) 2.2 Industry Rank and Concentration Rate (CR) 2.2.1 Global Refinancing Industry Rank of Major Players 2.2.2 Global Concentration Ratios (CR4) for Refinancing in 2021 2.2.3 Global Concentration Ratios (CR8) for Refinancing in 2021 2.3 Refinancing Company Evaluation Quadrant 2.4 Refinancing Market: Overall Company Footprint Analysis 2.4.1 Refinancing Market: Region Footprint 2.4.2 Refinancing Market: Company Product Type Footprint 2.4.3 Refinancing Market: Company Product Application Footprint 2.5 Competitive Environment 2.5.1 Historical Structure of the Industry 2.5.2 Barriers of Market Entry 2.5.3 Factors of Competition 2.6 Mergers, Acquisitions Activity 3 United States VS China VS Rest of the World 3.1 United States VS China: Refinancing Market Comparison 3.1.1 United States VS China: Refinancing Market Size Comparison (2017 & 2021 & 2028) 3.1.2 United States VS China: Refinancing Market Size Market Share Comparison (2017 & 2021 & 2028) 3.2 United States Refinancing Major Players and Market Share, 2017-2022 3.2.1 Major Players of Refinancing in United States, Headquarters (States, Country) 3.2.2 United States Refinancing Revenue by Domestic Player, (2017-2022) 3.3 China Refinancing Major Players and Market Share, 2017-2022 3.3.1 Major Players of Refinancing in China, Headquarters (Province, Country) 3.3.2 China Refinancing Revenue by Domestic Player, (2017-2022) 3.4 Rest of World Refinancing Major Players and Market Share, 2017-2022 3.4.1 Major Players of Refinancing in Rest of World, Headquarters (State, Country) 3.4.2 Rest of World Refinancing Revenue by Domestic Player, (2017-2022) 4 Market Analysis by Type 4.1 World Refinancing Market Size Overview by Type: 2017 VS 2021 VS 2028 4.2 Segment Introduction by Type 4.2.1 Fixed-rate Mortgage Refinancing 4.2.2 Adjustable-rate Mortgage Refinancing 4.2.3 Cash-out Refinancing 4.2.4 Others 4.3 Market Segment by Type 4.3.1 World Refinancing Market Size by Type (2017-2022) 4.3.2 World Refinancing Market Size by Type (2023-2028) 4.3.3 World Refinancing Market Size Market Share by Type (2017-2028) 5 Market Analysis by Application 5.1 World Refinancing Market Size Overview by Application: 2017 VS 2021 VS 2028 5.2 Segment Introduction by Application 5.2.1 Personal 5.2.2 Commercial 5.3 Market Segment by Application 5.3.1 World Refinancing Market Size by Application (2017-2022) 5.3.2 World Refinancing Market Size by Application (2023-2028) 5.3.3 World Refinancing Market Size by Application (2017-2028) 6 Company Profiles 6.1 WELLS FARGO & COMPANY 6.1.1 WELLS FARGO & COMPANY Details 6.1.2 WELLS FARGO & COMPANY Major Business 6.1.3 WELLS FARGO & COMPANY Refinancing Product and Services 6.1.4 WELLS FARGO & COMPANY Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.1.5 WELLS FARGO & COMPANY Recent Developments/Updates 6.1.6 WELLS FARGO & COMPANY Competitive Strengths & Weaknesses 6.2 Bank of America 6.2.1 Bank of America Details 6.2.2 Bank of America Major Business 6.2.3 Bank of America Refinancing Product and Services 6.2.4 Bank of America Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.2.5 Bank of America Recent Developments/Updates 6.2.6 Bank of America Competitive Strengths & Weaknesses 6.3 ALLY FINANCIAL INC 6.3.1 ALLY FINANCIAL INC Details 6.3.2 ALLY FINANCIAL INC Major Business 6.3.3 ALLY FINANCIAL INC Refinancing Product and Services 6.3.4 ALLY FINANCIAL INC Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.3.5 ALLY FINANCIAL INC Recent Developments/Updates 6.3.6 ALLY FINANCIAL INC Competitive Strengths & Weaknesses 6.4 JPMorgan Chase & Co. 6.4.1 JPMorgan Chase & Co. Details 6.4.2 JPMorgan Chase & Co. Major Business 6.4.3 JPMorgan Chase & Co. Refinancing Product and Services 6.4.4 JPMorgan Chase & Co. Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.4.5 JPMorgan Chase & Co. Recent Developments/Updates 6.4.6 JPMorgan Chase & Co. Competitive Strengths & Weaknesses 6.5 Rocket Companies, Inc. 6.5.1 Rocket Companies, Inc. Details 6.5.2 Rocket Companies, Inc. Major Business 6.5.3 Rocket Companies, Inc. Refinancing Product and Services 6.5.4 Rocket Companies, Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.5.5 Rocket Companies, Inc. Recent Developments/Updates 6.5.6 Rocket Companies, Inc. Competitive Strengths & Weaknesses 6.6 Citigroup Inc. 6.6.1 Citigroup Inc. Details 6.6.2 Citigroup Inc. Major Business 6.6.3 Citigroup Inc. Refinancing Product and Services 6.6.4 Citigroup Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.6.5 Citigroup Inc. Recent Developments/Updates 6.6.6 Citigroup Inc. Competitive Strengths & Weaknesses 6.7 RefiJet 6.7.1 RefiJet Details 6.7.2 RefiJet Major Business 6.7.3 RefiJet Refinancing Product and Services 6.7.4 RefiJet Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.7.5 RefiJet Recent Developments/Updates 6.7.6 RefiJet Competitive Strengths & Weaknesses 6.8 Better Holdco, Inc. 6.8.1 Better Holdco, Inc. Details 6.8.2 Better Holdco, Inc. Major Business 6.8.3 Better Holdco, Inc. Refinancing Product and Services 6.8.4 Better Holdco, Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.8.5 Better Holdco, Inc. Recent Developments/Updates 6.8.6 Better Holdco, Inc. Competitive Strengths & Weaknesses 6.9 loanDepot, Inc. 6.9.1 loanDepot, Inc. Details 6.9.2 loanDepot, Inc. Major Business 6.9.3 loanDepot, Inc. Refinancing Product and Services 6.9.4 loanDepot, Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.9.5 loanDepot, Inc. Recent Developments/Updates 6.9.6 loanDepot, Inc. Competitive Strengths & Weaknesses 6.10 Caliber Home Loans, Inc. 6.10.1 Caliber Home Loans, Inc. Details 6.10.2 Caliber Home Loans, Inc. Major Business 6.10.3 Caliber Home Loans, Inc. Refinancing Product and Services 6.10.4 Caliber Home Loans, Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) 6.10.5 Caliber Home Loans, Inc. Recent Developments/Updates 6.10.6 Caliber Home Loans, Inc. Competitive Strengths & Weaknesses 7 Raw Material and Industry Chain 7.1 Raw Material of Refinancing and Key Manufacturers 7.2 Refinancing Manufacturing Costs 7.3 Refinancing Production Process 7.4 Refinancing Industrial Chain 8 Distribution Channel Analysis 8.1 Distribution Channel Breakdown for Refinancing Shipments (%): 2017-2028 8.1.1 Direct Channel 8.1.2 Indirect Channel 8.2 Refinancing Typical Distributors 8.3 Refinancing Typical Customers 9 Research Findings and Conclusion 10 Appendix 10.1 Methodology 10.2 Research Process and Data Source 10.3 Disclaimer

List of Tables Table 1. World Refinancing Market Size by Region (2017, 2022 and 2028) & (USD Million) Table 2. World Refinancing Market Size by Region (2017-2022) & (USD Million) Table 3. World Refinancing Market Size by Region (2023-2028) & (USD Million) Table 4. World Refinancing Market Size Market Share by Region (2017-2022) Table 5. World Refinancing Market Size Market Share by Region (2023-2028) Table 6. Major Market Trends Table 7. World Refinancing Revenue by Player (2017-2022) & (USD Million) Table 8. Revenue Market Share of Key Refinancing Players in 2021 Table 9. World Refinancing Industry Rank of Major Player, Based on Revenue in 2021 Table 10. Global Refinancing Company Evaluation Quadrant Table 11. Head Office of Key Refinancing Player Table 12. Refinancing Market: Company Product Type Footprint Table 13. Refinancing Market: Company Product Application Footprint Table 14. Refinancing Mergers & Acquisitions Activity Table 15. United States VS China Refinancing Market Size Comparison, (2017 & 2021 & 2028) & (USD Million) Table 16. Major Player of Refinancing in United States, Headquarters (States, Country) Table 17. United States Refinancing Revenue by Domestic Player, (2017-2022) & (USD Million) Table 18. United States Refinancing Revenue Market Share by Domestic Player, (2017-2022) Table 19. Major Player of Refinancing in China, Company Headquarters (Province, Country) Table 20. China Refinancing Revenue by Domestic Player, (2017-2022) & (USD Million) Table 21. China Refinancing Revenue Market Share by Domestic Player, (2017-2022) Table 22. Major Player of Refinancing in Rest of World, Company Headquarters (State, Country) Table 23. Rest of World Refinancing Revenue by Domestic Player, (2017-2022) & (USD Million) Table 24. Rest of World Refinancing Revenue Market Share by Domestic Player, (2017-2022) Table 25. World Refinancing Revenue by Type, (USD Million), 2017 & 2021 & 2028 Table 26. World Refinancing Revenue by Type (2017-2022) & (USD Million) Table 27. World Refinancing Revenue by Type (2023-2028) & (USD Million) Table 28. World Refinancing Revenue by Application, (USD Million), 2017 & 2021 & 2028 Table 29. World Refinancing Revenue by Application (2017-2022) & (USD Million) Table 30. World Refinancing Revenue by Application (2023-2028) & (USD Million) Table 31. WELLS FARGO & COMPANY Basic Information, Area Served and Competitors Table 32. WELLS FARGO & COMPANY Major Business Table 33. WELLS FARGO & COMPANY Refinancing Product and Services Table 34. WELLS FARGO & COMPANY Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 35. WELLS FARGO & COMPANY Recent Developments/Updates Table 36. WELLS FARGO & COMPANY Competitive Strengths & Weaknesses Table 37. Bank of America Basic Information, Area Served and Competitors Table 38. Bank of America Major Business Table 39. Bank of America Refinancing Product and Services Table 40. Bank of America Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 41. Bank of America Recent Developments/Updates Table 42. Bank of America Competitive Strengths & Weaknesses Table 43. ALLY FINANCIAL INC Basic Information, Area Served and Competitors Table 44. ALLY FINANCIAL INC Major Business Table 45. ALLY FINANCIAL INC Refinancing Product and Services Table 46. ALLY FINANCIAL INC Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 47. ALLY FINANCIAL INC Recent Developments/Updates Table 48. ALLY FINANCIAL INC Competitive Strengths & Weaknesses Table 49. JPMorgan Chase & Co. Basic Information, Area Served and Competitors Table 50. JPMorgan Chase & Co. Major Business Table 51. JPMorgan Chase & Co. Refinancing Product and Services Table 52. JPMorgan Chase & Co. Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 53. JPMorgan Chase & Co. Recent Developments/Updates Table 54. JPMorgan Chase & Co. Competitive Strengths & Weaknesses Table 55. Rocket Companies, Inc. Basic Information, Area Served and Competitors Table 56. Rocket Companies, Inc. Major Business Table 57. Rocket Companies, Inc. Refinancing Product and Services Table 58. Rocket Companies, Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 59. Rocket Companies, Inc. Recent Developments/Updates Table 60. Rocket Companies, Inc. Competitive Strengths & Weaknesses Table 61. Citigroup Inc. Basic Information, Area Served and Competitors Table 62. Citigroup Inc. Major Business Table 63. Citigroup Inc. Refinancing Product and Services Table 64. Citigroup Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 65. Citigroup Inc. Recent Developments/Updates Table 66. Citigroup Inc. Competitive Strengths & Weaknesses Table 67. RefiJet Basic Information, Area Served and Competitors Table 68. RefiJet Major Business Table 69. RefiJet Refinancing Product and Services Table 70. RefiJet Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 71. RefiJet Recent Developments/Updates Table 72. RefiJet Competitive Strengths & Weaknesses Table 73. Better Holdco, Inc. Basic Information, Area Served and Competitors Table 74. Better Holdco, Inc. Major Business Table 75. Better Holdco, Inc. Refinancing Product and Services Table 76. Better Holdco, Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 77. Better Holdco, Inc. Recent Developments/Updates Table 78. Better Holdco, Inc. Competitive Strengths & Weaknesses Table 79. loanDepot, Inc. Basic Information, Area Served and Competitors Table 80. loanDepot, Inc. Major Business Table 81. loanDepot, Inc. Refinancing Product and Services Table 82. loanDepot, Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 83. loanDepot, Inc. Recent Developments/Updates Table 84. Caliber Home Loans, Inc. Basic Information, Area Served and Competitors Table 85. Caliber Home Loans, Inc. Major Business Table 86. Caliber Home Loans, Inc. Refinancing Product and Services Table 87. Caliber Home Loans, Inc. Refinancing Revenue, Gross Margin and Market Share (2017-2022) & (USD Million) Table 88. Refinancing Raw Material Table 89. Key Manufacturers of Refinancing Raw Materials Table 90. Refinancing Typical Distributors Table 91. Refinancing Typical Customers List of Figure Figure 1. Refinancing Picture Figure 2. World Refinancing Total Market Size: 2017 & 2021 & 2028, (USD Million) Figure 3. World Refinancing Total Market Size (2017-2028) & (USD Million) Figure 4. World Refinancing Market Size Market Share by Region (2017-2028) Figure 5. United States Refinancing Market Size (2017-2028) & (USD Million) Figure 6. China Refinancing Market Size (2017-2028) & (USD Million) Figure 7. Europe Refinancing Market Size (2017-2028) & (USD Million) Figure 8. Japan Refinancing Market Size (2017-2028) & (USD Million) Figure 9. South Korea Refinancing Market Size (2017-2028) & (USD Million) Figure 10. ASEAN Refinancing Market Size (2017-2028) & (USD Million) Figure 11. India Refinancing Market Size (2017-2028) & (USD Million) Figure 12. Refinancing Market Drivers Figure 13. Factors Affecting Demand Figure 14. Producer Shipments of Refinancing by Player Revenue ($MM) and Market Share (%): 2021 Figure 15. Global Four-firm Concentration Ratios (CR4) for Refinancing Markets in 2021 Figure 16. Global Four-firm Concentration Ratios (CR8) for Refinancing Markets in 2021 Figure 17. United States VS China: Refinancing Market Size Market Share Comparison (2017 & 2021 & 2028) Figure 18. World Refinancing Market Size by Type, (USD Million), 2017 & 2021 & 2028 Figure 19. World Refinancing Market Size Market Share by Type in 2021 Figure 20. Fixed-rate Mortgage Refinancing Figure 21. Adjustable-rate Mortgage Refinancing Figure 22. Cash-out Refinancing Figure 23. Others Figure 24. World Refinancing Market Size Market Share by Type (2017-2028) Figure 25. World Refinancing Market Size by Application, (USD Million), 2017 & 2021 & 2028 Figure 26. World Refinancing Market Size Market Share by Application in 2021 Figure 27. Personal Figure 28. Commercial Figure 29. World Refinancing Market Size Market Share by Application (2017-2028) Figure 30. Manufacturing Cost Structure Analysis of Refinancing in 2021 Figure 31. Manufacturing Process Analysis of Refinancing Figure 32. Refinancing Industrial Chain Figure 33. Distribution Channel Breakdown for Refinancing Shipments (%): 2017-2028 Figure 34. Direct Channel Pros & Cons Figure 35. Indirect Channel Pros & Cons Figure 36. Methodology Figure 37. Research Process and Data Source

WELLS FARGO & COMPANY Bank of America ALLY FINANCIAL INC JPMorgan Chase & Co. Rocket Companies, Inc. Citigroup Inc. RefiJet Better Holdco, Inc. loanDepot, Inc. Caliber Home Loans, Inc.